These are generally sent, along with your down payment balance (after your deposit), to your lawyer’s trust account via bank draft or wire transfer.
Your lawyer will detail precisely what they are in your case, and the exact amounts required.
Among other items, closing costs may include bank fees, insurance premiums, taxes, title registration fees, legal fees, and your share of prepaid costs, such as utility bills and property taxes.
For details, download our free Home Buyer Guide.